MoneySense - Online banking Tool

Are you searching for a better way to deal with your finances? Do you wonder where your wages go after pay day? Do you want to have a budget you can stick to ?

If your answer is �yes� to any of these questions, we are pleased to introduce you MoneySense:

• An easy-to-use financial analysis tool for online banking transactions. MoneySense operates by importing directly from your AIB or Bank of Ireland statement and provides catagorisation and budgeting facilities. MoneySense also exports to other financial packages such as Microsoft Money or Intuit Quicken, any package that supports the Open Financial Exchange format. and much more.

  Benefits In Brief

  Advice Centre

  MoneySense can analyse the additional cash available in your saved accounts at the end of the month. Based on this extra �disposable income� it can make suggestions as to what you could afford to spend this money on.

  Transaction Categories

  Once imported and categorised a number analysis and reporting options are available
  • Overall totals of each category o Ideal for knowing how much you have saved or spent on your car loan or other longer term commitments.
  • Category transaction listing o Examine the individual transactions assigned to a particular category totalled at the end.
  • Monthly totals breakdown o Ideal for keeping a particular category on budget each month. If you only intend to spend �1,000 on cash withdrawals per month, this report will show you how much you are over, or under budget!. Also shows the difference in spending from last month to this month.

  Transaction Export

  MoneySense can export your transactions to an international online banking statement format that other programs such as Microsoft Money & Intuit Quicken can import for further analysis.
  
  

  Features at a glance

  • MoneySense knows your online banks statement format and can extract only the transaction information. If the statement format changes, download a free update from our website to match the new format.
  • You always have an electronic record of your account details
  • Statement details still available even when your not connected to the internet
  • Transactions can be exported from MoneySense to Open Exchange (OFX) statement format allowing import into other financial packages such as Microsoft Money or Intuit Quicken. o This means that you don�t have to enter each transaction into Microsoft Money to gain the additional benefits that the program offers. o In order for Microsoft Money to download statement details your Bank must allow secure connections to a Microsoft Money internet server. No Irish bank currently provides this service. When you export your transactions from MoneySense into Microsoft Money it simply sees the new statement as if it was connected to your bank and imports the transactions accordingly.
  • Transactions can be exported from MoneySense to a standard Comma Separated File (CSV) format o If you need to do further analysis your transactions can be imported into Microsoft Excel with ease. Each accounts transactions are saved to a separate file for easy importing
  • Current accounts only display at most 2 months of transactions online (only 1 month for Credit Cards) by importing into MoneySense you have a full history of all transactions at your fingertips.
  • Supports AIB account formats (BOI coming soon) o If the statement format changes, free update available to match the new statement format
  • Integrated with the Internet Explorer browser. Simply click on the MoneySense toolbar icon to display MoneySense within Internet Explorer and then click the Import button when viewing your statement.
  • Saves history of all your transactions once imported, over time this can be invaluable as your statement will only show a maximum of 60 days transactions.
  • Based on the Transaction description, group your transactions by category. (i.e.
  • Automatically detects the account name and creates default list of filters to match against a new account
  • Supports unlimited number of bank accounts
  • Imports Current, Savings and Credit card account types
  • Reporting on categories shows overspending
  • NONE of your private financial information is EVER sent to us. MoneySense will ask for confirmation before sending registration serial numbers etc.
  • Category assignment is performed by filters which match the transaction description for each line in your statement

  Security and Privacy

  No financial data is ever sent to a 3rd party including Spotlight IT Solutions. Your financial transactions are stored in an encrypted database ON YOUR PC ONLY. If MoneySense needs to send other data to www.spotlightIT.com such as registration codes to activate your shareware copy into a full unrestricted version we will ask your full permission before doing so.
  
  This product contains no spyware, adware or malware.

  Beta Software

  This product is currently in the early stages of development and as such is classed as "Beta" software. We will not charge for use of this product until it is released and we are completely satisfied with the quality and stability of the software. We would greatly apprecaite any feeback, suggestions or enhancements that you may think of when using it so that we can make the next version even better.